Transforming finance into a digital experience

  • No salary transfer
  • Up to SAR 1,5 millions
  • No Employer guarantee required

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A Fully digital financing experience!

We deliver all your financial need at one place! with easy and secure app experience.
Your wish has been granted Get your approval instantly

financing products

Financing solutions that fit your needs
Microfinance

Microfinance

A financing product, starting from 2,000 to 25,000 SAR, designed to improve your needs anytime and anywhere
Top-Up Finance

Top-Up Finance

A financing product allows you to get a new loan above your existing loan . Starting from 5,000 to 1 .5 million SAR .
Auto lease

Auto lease

A financing product that allows you to own the car of your dreams with easy terms and procedures
Ucard

Ucard

A credit card with a cashback up to 2% and the ability of getting digital and plastic card.
Retail finance

Retail finance

A financing solution that enables the end users to get purchases financing from merchants up to 80,000 riyals
Uncomplicated

Uncomplicated

Fast

Fast

Your needs are all answered

Your needs are all answered

Ever-ready to support you

Ever-ready to support you

Secure, fast, and easy loan!

You will get your finance in no time, without salary transformation with a push of a button!

Emkan has your back, whether you have an existing finance or are in private or public sector

How To Apply

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Download the app

App Available on IOS & Android

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Apply for financing

Fill the request form and submit your documents

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Get money

Get your money into your submitted bank account

Frequently Asked Questions

How is the profit calculated in case of early payment? And what is the payment method?

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Can I request financing from the Emkan app?

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How do I apply?

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Emkan Finance company close joint stock company, with a capital of 2000,000,000 SAR, commercial register No. 1010501239, National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355, license No. 55\ أش\202004, Emkan is under the supervision and authority of Saudi Central Bank (SAMA)